How to obtain the service of Mortgage Alteration electronically

Mortgage Alteration is an electronic service that is provided by Al Ain City Municipality. It is offered for UAE citizens and business sector.
It aims to convert / change / modify the source of a mortgage from one side to the other.

Mortgage Alteration Service Steps

There are some steps you should follow them to get this service, which are:

• First, apply the request.
• Second, provide the required documents.  .   Third, payment of fees.

Mortgage Alteration Service Requirements

There are some required documents you have to attach them to get this service, which are:

• Attach a copy of Passport (if not updated in the system of land).
• Attach a copy of Family book (if not updated in the system of land).
• Attach a copy of Emirates ID (if not updated in the system of land).
• Attach a copy of Letter approve the transfer of mortgage from new mortgage.
• Attach a copy of Letter of non-objection from the previous bank (in the case of changing the point of foreclosure).

Mortgage Alteration Service Special Conditions

There are some special conditions you have to apply them to obtain this service, which are:

• First, when you add a second mortgage or a third on the same land does not allow the system to add new mortgage with the same level of the previous mortgage and the client must address one of the mortgage autourities to change the level of mortgage.
• Second, you must specify the reason for the refusal of the demand of the change in the mortgage system.
• Third, the label of the change is extracted from the system of mortgage and pastes on the contract.
• Fourth, you can change the type of mortgage and the level.
• Fifth, mortgage can be transferred from the land / several land to the land / several other lands.
• Sixth, the necessity to present the identity card in all transactions of the Al Ain Municipality.

You can easily contact us on email [email protected] or throughout call center 800555 .

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